Welcome to the FACS Summer Conference! Please remember that classes below are subject to change. All classes are on a first come first serve basis and selecting a class for your schedule does not guarantee a seat will be reserved for you. The only exception is the limited seating classes; however, your seat will be given to the next person in line if you are more than 10 minutes late.

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Wednesday, June 14 • 10:30am - 11:15am
Payday Loans to Paying Forever – Is it Risky Borrowing?

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Tempted to find quick cash for a want or need?  What about a getting a Payday Loan? It’s fast and you can walk away with your money today!  But have you thought about the risks as well as benefits of payday and other unconventional loans? Here’s some questions we’ll answer: What’s the appeal of Payday Lender’s advertising? What are the costs of these loans? What are the Utah laws related to these lending services?  What should you consider before signing on the dotted line? Will you be paying forever? Class will provide examples, ideas for classroom activities to evaluate costs compared to other lending products.

avatar for Marilyn Albertson

Marilyn Albertson

Associate Professor, Utah State University Extension
Marilyn Albertson, after 35 years, recently retired from Utah State University Extension as a Family and Consumer Science Associate Professor. Her educational programming has focused on Brain Health and Healthy Aging, Emergency Preparedness, Financial management, First Time Homebuyer... Read More →

Kristin Kvam

has a Bachelor’s Degree from Washington State University and serves as the Utah State University Extension Finance Program Coordinator for a Financial Responsibility Grant in Salt Lake County. She develops and teaches financial literacy education to refugees, immigrants, teens... Read More →

Wednesday June 14, 2017 10:30am - 11:15am MDT